FIRST TIME BUYERS

We have helped hundreds of first time buyers to purchase their first home since our firm was formed over 20 years ago, we will metaphorically hold your hand throughout the whole buying process.

The market for First Time buyers is very buoyant at the moment and we have lots of experience with the changes that have taken place over the last few years that effect affordability calculations, allowable income and employment types. We can cater for Contractors, zero hours employment, self-employed and those just started or about to start a new job. 

As with any mortgage, the general rule is the bigger the deposit the more options, but there are mortgage lenders that will allow deposits from as little as 5% of the purchase price and also deposits gifted to you are acceptable by many mortgage companies. Mortgage Force can also assist you if you wish to look at options via the government Help To Buy schemes. These offer options for Shared Ownership and Shared Equity, these schemes are available from time to time. These schemes offer assistance with deposit or purchase price, contact us for a free initial consultation either at home, our office or over the phone - whichever is easier for you.

If you are a first time buyer who may find it daunting to get your first mortgage, we will encourage you to bring along a valued member of your family who is financially aware, to help ease any anxieties you may have.

We understand that you are new to this and we talk your language – less jargon and more straight talking common sense.