At Mortgage Force Cambridgeshire, we understand that buying your first home can be as daunting as it is exciting. Which is why we guide First Time Buyers through the whole mortgage process, keeping things simple while still ensuring you have every bit of information possible.

 

Whether you are looking for advice with Help-to-Buy or any other First Time Buyer housing schemes, we find the best first time buyer mortgage rates and ensure the best first time deals possible. Through the years we have helped hundreds of First Time Buyers to purchase their first home, and the good news is that the market for new home owners is currently very buoyant.

 

The First Time Buyer market has seen plenty of changes over the last few years, all of which have effected affordability calculations, allowable income and employment types. We stay on top of things and have the experience to find the best mortgage rates for Contractors, those in Zero Hour Employment, Self-Employed and those who have just started or about to start a new job.

 

As with any mortgage, the general rule when it comes to First Time Buyer mortgage rates is the bigger the deposit, the more options you’ll have. However, there are mortgage lenders that will allow deposits of as little as 5% of the purchase price.

 

At Mortgage Force, we can also assist you if you wish to look at the likes of the government Help to Buy schemes too. These schemes offer assistance with deposit or purchase price and can also include options for Shared Ownership and Shared Equity.

 

We understand this can all sound new and the language can be confusing. So if you are a First Time Buyer or are just looking at your options, don’t hesitate to get in touch and we will take you through the whole process.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP REPAYMENTS ON  YOUR MORTGAGE OR OTHER LOAN SECURED UPON IT.

Think carefully before securing other debts against your home repaying your debts over a long period can reduce your payments but could increase the total interest you pay.

There may be circumstances where we need to charge a fee.  In these instances we will notify you at an early stage  which could be up to £499 on legal completion

*These products are not regulated and that the protection in place for regulated loans do not apply.